Total accounts
0
loans in portfolio
Total exposure
$0M
outstanding principal
NPA ratio
0%
non-performing exposure
Avg default rate
0%
across loan types
Portfolio Overview
Risk summary by loan type
| loan_type | total_accounts | defaulted_accounts | default_rate_pct | total_exposure_mn | npa_exposure_mn | npa_ratio_pct | avg_customer_income |
|---|---|---|---|---|---|---|---|
| Long Term Loan | 40233 | 7124 | 17.71 | 879.93 | 156.41 | 17.78 | 87972.00 |
| Short Term Loan | 88179 | 10034 | 11.38 | 1170.98 | 139.46 | 11.91 | 80436.00 |
Risk Segment Deep Dive
Risk band breakdown
| risk_band | customer_count | actual_default_rate | exposure_mn | avg_loan_size | avg_interest_rate |
|---|---|---|---|---|---|
| High Risk | 6450 | 27.60 | 91.55 | 14193.00 | 25.50 |
| Medium Risk | 48090 | 18.65 | 762.95 | 15865.00 | 16.73 |
| Low Risk | 73872 | 8.68 | 1196.41 | 16196.00 | 9.35 |